Need protection to protect a railroad for acts or omissions arising out the "work" at the "job location"? R.B. Jones has you covered with coverage proved by AM Best A and A- carriers.

Coverage Available:

• Typical limits $2,000,000/$6,000,000
• Limits of up to $5,000,0000/$10,000,000 are available
• Coverage form is occurrence
• Minimum premium $3,500
• No Deductible
• Quick and simple one page application
• Commissions available to wholesalers up to 17.5 percent

Key Underwriting/Qualifying Factors (including but not limited to):

• Both the "work" and "job location" are specifically designated on the policy.
• If your client is planning on working near or around a railway, a contract is required by the railroad due to the easements that are involved.
• The contract has an indemnification requirement that cannot be satisfied by the Commercial General Liability Policy if the operations are within 50 feet of railroad property.
• The Railroad Protective Liability Policy is the only method provided to satisfy the indemnification requirements in a contract between a railroad and a contractor when operations are within 50 feet of railroad property and involves construction or demolition.
• This coverage is specific to job and location and ends with the completion of the jobs.
• The named insured on these policies is the railroad company (property owner).
• The application will typically come from the contractor performing the construction as required by their contract with either the railroad or municipality where the work is located.
• The contractor is usually responsible for the premium.

Note: In order to obtain a premium quotation from R.B. Jones, you must be a qualified producer. To be considered as a producer, please complete and return the Producer Agreement packet. For more information, contact us at producerinfo@rbjonesinsurance.com.