Medical Professional Liability

It's not just the doctor that needs professional coverage. Consider R.B. Jones as a source for your allied medical needs! We have the markets to consider several different types of allied medical risks. R.B. Jones can seek terms for medical professionals as well as medical-related organizations, including hospitals, assisted living facilities and urgent care operations.

Coverage Available:

  • General Liability can be offered in addition to Professional Liability.
  • Limits available from $100,000/$300,000 to $2,000,000/$3,000,000
  • Deductibles from $2,500
  • Claims-made coverage, preferably with "short" retroactive

Ineligible Exposures:

  • Doctors and physicians
  • Anesthesiologists, neurologists, obstetricians and gynecologists, or other traditionally "high risk" procedures
  • Physicians using alternative medicine therapies
  • Medi-Spa operations
R.B. Jones market will consider:
  • Clinics
    • Outpatient
    • Urgent care
    • Medical/Dental
    • Diagnostic
  • Medical Professionals
  • Acupuncturists
  • Chiropractors
  • Clinical Trial Specialists
  • Counselors
  • Dentists
  • Emergency Medical Techs
  • Laboratory Technicians
  • Medical Employment Placement Services
  • Nurse Midwives
  • Anesthetists
  • Pastoral Counselors
  • Physical Therapists
  • Psychiatrists
  • Psychologists
  • Respiratory Therapists

Key underwriting/qualifying factors (including but not limited to)

  • Completed application for coverage with supplemental information as needed.
  • For start up operations, please include resume of key employees and principals.

In most cases, indications can be provided using any insurance agent errors & omissions application. Resumes and claims/circumstance history for all professional related claims are critical to the underwriting process and should accompany an application.

Note: In order to obtain a premium quotation from R.B. Jones, you must be a qualified producer. To be considered as a producer, please complete and return the Producer Agreement packet. For more information, contact us at producerinfo@rbjonesinsurance.com.